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Moving Into Your New Home?

1) Arrange for your insurance cover over the property. Most contracts for the sale of residential property include terms that the Buyer is responsible for taking out sufficient insurance cover over the property, with the insurance policy to commence from the Contract Date.  Although this step may seem like common sense, occasionally this will be […]

Moving Into Your New Home?

Moving Into Your New Home?

By Aylward Game - Nov 14, 2013 Property Law

1) Arrange for your insurance cover over the property.

Most contracts for the sale of residential property include terms that the Buyer is responsible for taking out sufficient insurance cover over the property, with the insurance policy to commence from the Contract Date.  Although this step may seem like common sense, occasionally this will be forgotten about or delayed.  If you are a buyer reading this and have not yet taken out sufficient building insurance cover over the property then do so immediately.  You should add contents insurance cover from the date you take possession of the property.

2) When buying your new property remember to book your pre-settlement inspection in with the real estate agent.

This step can easily be forgotten leading up to settlement and we recommend that a pre-settlement inspection of the property is always conducted, even if you have inspected the property at the start of the matter and were satisfied with the condition of the property at that time. Common things to keep an eye out for: large unwanted items of furniture from the previous owner being left behind or abandoned when not agreed or expected, severe furniture removal damage may be evident, severe property damage due to bad weather, general vandalism, or any other form of damage as inspected.

3) Contact all important people relevant to you who will need your new home address details.

An example of important people to consider giving your new home address details to includes (but is not limited to):  family and friends, your employer, the electoral roll and tax office, your bank(s), your GP and all medical/insurance covers, your children’s school/day care etc, the details listed on your pets micro-chipping, your drivers and work licenses, and of course all companies where you receive regular or periodic bills and tax invoices from.  Finally, don’t forget to disconnect and reconnect all your utilities such as electric, gas, home phone and internet etc.

4) Don’t forget to contact your post office and organise for mail forwarding/redirecting. 

When you start to arrange for all your contact details to be updated, there will usually be that one company where you can’t update your home address on the database until AFTER settlement due to expecting upcoming or regular bills etc.  Once settlement time approaches, and once you start moving into your new home, life suddenly gets very busy and it is easy to forget to arrange for those final companies to be updated with your new home address details.  Mail redirection will prompt a self-reminder to make these final changes  and also saves running the risk of losing important mail due to the new owners or tenants accidentally  throwing out your mail or not being thoughtful to alert the sender and mark your mail as ‘no longer at address – return to sender’.

5) Strategic packing – Start to pack in advance

When packing, begin with room culling to dispose of all items you no longer need or use to minimise what will eventually be packed and unpacked by you.  Pack by importance and level of use, and label all boxes – the more detail the better. Book removalists in advance and consider reserving time off work if your settlement falls on a weekday to ensure you transfer the bulk of your belongings into your new home where it will be most importantly locked up and safe.

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